Hardeep - Profile
Banks positive on credit card business
After a gap of 3 years, banks are once again planning to aggressively expand their credit card portfolios in India. Foreign and private sector banks have announced a slew of initiatives and are exploring inorganic opportunities to ramp up their card businesses.. 
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Save your money control your expenses
The art of expenditure is all about receiving the right value for every rupee spent and making suitable decisions on the mode of dealings - cash, cheque, credit card or equated monthly installments (EMIs) - that will help us meet all expenses needs with ease and soothe.. Read
Further hikes in interest rates ahead
There may be no respite in the immediate future considering that oil price hikes may be passed on over the next few months depending on the schedule of State Assembly elections.. Read
Insurance consider your options carefully
Choosing the insurance policy best-suited to one's needs and requirements is a difficult task. According to the Insurance Regulatory and Development Authority (IRDA),. Read
Standard chartered bank now in america
Standard Chartered Bank in America: Several reputable international banks have a branch located in Singapore, such as BNP Paribas, Common Chartered, Bank of India, JP Morgan Chase, Citibank, HSBC, and Bank of America. Singapore’s local banks. Read
Cibil gives info on a borrowers credit record
The Credit Information Bureau (Cibil) is owned by banks and other lending institutions in India. It is a repository of information, containing the credit history of commercial and consumer borrowers.. Read
Heavyweight that lost rs 46000 cr mkt cap in 1 month
State Bank of India (SBI) was down 4.33% or Rs 121.60 to end at Rs 2,686.20. It touched an intraday high of Rs 2,820 and an intraday low of Rs 2,667.65.. Read
Home loan down payments
The Reserve Bank of India (RBI) this month announced a few regulations to tame banks’ unconstrained housing loan policies.
This includes a regulatory ceiling on the loan-to-value (LTV) ratio
of home loans and a hike in the risk. Read
Why using a credit card makes sense
No credit cards, please — we are young and credit-averse. It seems, a small bunch of youngsters will do anything to resist a credit card being pushed into their wallet.. Read
Mastercard visa earnings rotate plastic into cash
Transaction processors Visa Inc and MasterCard Inc are both huge, predictable cash generators that are ready to return more money to shareholders by buying back shares. Yet the world's two largest debit and credit card. Read
Lic housing fin raises rs 750 cr from bond sale
LIC Housing Finance, the home loan arm of India’s largest insurer, sold Rs 750 crore ($168 million) of 9.4 per cent bonds due in 2012, according to data compiled by Bloomberg.. Read
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There are a plethora of new technologies coming every day. Not only there is advancement in technology but also in the ways to communicate.. Read
Finance pro m anandan turn entrepreneur after retirement
For a high-ranking finance professional, after retirement, the safest choice is to become an independent director or play an advisory role. But not so for M Anandan, a veteran in financial services with over 30 years of multi-functional experience.. Read
Do nationalized banks offer personal loans
No, not all nationalized banks offer personal loans. With the exception of State Bank of India (SBI), no other nationalized bank offers personal loan. However, you must be aware that all private banks do offer personal. Read
Hyundai ties up with allahabad bank for vehicle loans
Hyundai Motor signed a Memorandum of Understanding (MoU) with Allahabad Bank to provide finance options to its customers.. Read
Sbi and icici other banks hike deposit rates
SBI, the country’s largest lender, did so by 100 to 150 basis points, across maturities. ICICI, the largest private sector lender, did so by 50 basis points.. Read
Home loan emis go up for old customers
EMIs or Equated monthly installments on Home loans for customers linked to the old benchmark prime lending rate (BPLR) have gone up after two of the largest private banks - HDFC and ICICI Bank - increased their rates last week.. Read
Ready for the next leap
A new generation of technology entrepreneurs is trying to build the software product ecosystem. Will they succeed where bigwigs have failed?. Read
Rbi disclose all fees in application form
The Reserve Bank of India (RBI) has once again advised banks and financial institutions to ensure that all information relating to charges or fees for processing of loans should be disclosed in the loan application forms.. Read
Rejig of sbi top management in works
The State Bank of India, the country's largest bank, is set to get a new-look top management with the government starting the process to find a replacement to Om Prakash Bhatt, who is due to retire as chairman in March. In addition,. Read
