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Functions of money
...1. Money as a Medium of Exchange:The function of money as a medium of exchange solves all the difficulties of barter system. There is no necessity for a double coincidence of wants in the money economy. The man with cow who wants to purchase cloth need not seek a cloth seller who wants a cow. He can sell his cow in the market for money and then purchase cloth with the money obtained. 2. Money as M.... 
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Ignou bed admission 2011
...IGNOU has structured its B.Ed 2011 especially for students to make them experiences and strengthen the professional competencies of in-service teachers. To imbibe knowledge and develop an understanding of the various methods and approaches of organizing learning experiences of secondary school students. To develop skills required in selecting and organising learning experiences. To understand.... Read
10 most overlooked tax deductions
...Through deductions, American wage earners have the chance to pocket more income, rather than hand over their hard-earned cash to the government. For those who keep good records, deductions can mean more money - and less for the IRS. You probably know the most common deductions, such as deductions for property taxes and charitable donations, but there are related deductions you might be overlooking.... Read
Merits and demerits of partnership form of organization
...rofits, higher will be the partners share.7. Advantages of Secrecy The partners can keep the business secrets to themselves. The firm is not required by law to publish its profit and loss account and balance sheet. 8. Retention of a Skilled Worker If an employee in the partnership business is found to be a man of outstanding talent and ability, he with the mutual consultation of other partners can.... Read
Types of cheques
...Types of chequesThe cheques are of two types. (i) Open cheques and (ii) crossed cheques.(i) Open Cheques. Open cheques are those cheques which are paid across the counter of the bank. Open cheques may be bearer or order cheques.(a) Bearer cheques. If a drawer orders the bank to pay a stated sum of money to the bearer it is called a bearer cheque. Any person who lawfully possesses a beaker cheque i.... Read
Bill of exchange sample
...Bill of ExchangeA bill of exchange is playing an important part in the commercial life of the country. The need for it arises where the buyer Purchase goods needs a period of credit before paying it. It is drawn by the creditor and is accepted by the debtor.According to F.W. Muller, a bill of exchange is an unconditional order in writing addressed by one person to another, signed by the person giv.... Read
Partnership distinguished from co ownership
...Meaning of Co-Ownership Partnership and co-ownership have different meanings. In partnership, there is an association of two or more, persons who carry on common business for earning profit. They share its profits and losses as per oral or verbal agreement. Co-Ownership refers to joint ownership in a property by more than one person. If two, or more persons A 6 and C, purchase a property collecUve.... Read
Sources of bank funds
...ovides services to the customers. It offers a variety of interest bearing obligations to the public. These obligations are the sources of funds for the bank and are shown on the liability side of the balance sheet of a commercial bank. The main sources which supply funds to a bank are as follows:A Bank’s Own Funds.B Borrowed Funds.1. Bank’s own funds. Bank’s own funds are mainly of three typ.... Read
Balance of payment
...Balance of payment refers to the net results that are drawn after recording all the visible and invisible items that are imported and exported from the country. Balance of payment, as such, provides a comprehensive statment over the net results of foreign trade and gives a true picture as to where the country stands in the international trade.Balance of payment clearly exposes the economic viabili.... Read
Factors affecting working capital
...The working capital requirements of a business depends upon a number of ‘factors which in brief are as under:-(1) Nature of the business. The working capital requirements of an enterprise basically depends upon the nature of its business and operating cycle of the business. A trading concern, for instance, requires large amount of working capital for investment in stocks, receivables and cash et.... Read
Clenbuterol and fat burning
... dosing aerosols, injectable solutions, and granules. Since athletes usually prefer tablets or liquids.
How To Use ClenbuterolNumerous athletes use Clenbuterol (Ventolase) after steroid treatment to balance the resulting catabolic phase and thus obtain maximum strength and muscle mass. A further aspect of Clenbuterol is its distinct fatburning effect. Clenbuterol burns fat without dieting because.... Read
Letter of credit
...Letter Of Credit (L/C) It is a letter of open request by a bank or other financial institution to a prospective borrower, for an agreed amount and for a definite or indefinite period. It enables the borrower to draw a bill of exchange on the bank which is automatically accepted. Letter of credit is an open letter of request by a bank requesting a person to. lend a certain sum of money to the perso.... Read
Stock exchange
...A stock exchange, share market or bourse is a corporation or mutual organization which provides facilities for stock brokers and traders, to trade company stocks and other securities. Stock exchanges also provide facilities for the issue and redemption of securities, as well as, other financial instruments and capital events including the payment of income and dividends. The securities traded on a.... Read
Cash balance approach to the quantity
...THEORY OF MONEYThe cash balance approach to the quantity theory of money was developed by a group of Cambridge economists in England which included Alfred, Marshall, AC. Pigou, Robertson and J. M. Keynes’ The approach of Cambridge economists to the quantity theory of n differs significantly from the Fisher’s approach. Fisher’s approach was based on the medium of exchange function of money. T.... Read
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Lending institutions
...In addition to bank there are other lending institutions also that advance loans and other financial services. These lending institutions are given as under:1. Savings and Loans Associations2. Credit Unions3. Life Insurance Companies4. Commercial Finance Companies5. Factor Companies6. Sales-Finance Companies7. Consumer Finance CompaniesSavings And Loans AssociationsThese lending institutions recei.... Read
Difference between bill of exchange and cheque
...DIFFERENCE BETWEEN A BILL OF EXCHANGE AND A CHEQUEAlthough a cheque is defined as a bill of exchange, yet it differs from a bill of exchange in the following respects.Cheque:(1) A cheque is always drawn on a bank.(2) A cheque is always payable on demand.(3) A cheque does not require acceptance.(4) No days of grace are allowed for payment on cheque. It is immediately payable on demand.(5) A cheque .... Read
Promissory note
...Promissory NoteA Promissory note is the simplest and earliest kind of credit instrument. It is an unconditional written promise by one person to another in which the maker (payer) promises to pay on demand or at a fixed or determinable date in the future, a stated sum of money to or to the order of a specified person or to the bearer of the instrument. A promissory note in order to be negotiable m.... Read
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...BPTP LAUNCHES SPACIO @ sec 37D Gurgaon
BPTP ltd a real estate development company in India is undertaking wide range of projects including integrated town ships, residential & commercial complex, retail spaces, IT parks and SEZ'S. BPTP Ltd today has its presence throughout the NCR and beyond including Faridabad, Gurgaon, and Noida & Greater Noida. The company is gradually spreading its footpr.... Read
What is triphala churna and how to take triphala
...mbining, triphala might help you. Triphala is the combination of three Ayurvedic (Indian) herbs: amalaki, bibbitaki and haritakis. Taking triphala is appropriate for any mind-body (dosha) type and it balances Vata (wind) in the colon to relieve irregularity. It is generally safe enough to use daily if needed and is not habit-forming.Ayurvedic MedicineAyurveda is a medical system that originated in.... Read
