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Fiscal policy
...Defination of Fiscal Policy:Fiscal policy is an additional method to determine public revenue and public expenditure. In the recent years importance of fiscal policy has increased due to economic fluctuations. Fiscal policy is an important instrument in the modern time. According to Arther Simithies fiscal policy is a policy under which government uses its expenditure and revenue programme to prod.... 
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Kinds of partners
...s unlimited in the f General partners are of two types (a) Active partner, and (b) Sleeping partner. (a) Active Partner A partner who takes active part in the day to day management of the business is cared an active partner. An active partner (also called working partner) may work in different capacities such as manager, organizer, adviser, controller of all the affairs of the firm. The active par.... Read
Cash in advance loan know about cash loans fast
...ck loans which are being termed as the cash loan fast or the short term loans has gained immense importance. In case of financial crunch when you cannot get a bank loan or can no more use your credit cards, then bank on the quick loans to fix your financial necessities.
As a matter of fact the cash in advance loan stand as the instant loans and these loans are given in cash which is ideally s.... Read
Merits and demerits of partnership form of organization
...What is partnership?Partnership is an association of two or more individuals (but not more than 20) who agree to share the profits of a lawful business which is managed and carried on either by all or by any, or some of them acting for all. According to Haney, “Partnership is the relation between persons competing to make contract who agree to carry on a lawful business In common with a view of .... Read
Role of commercial banks in the economic development of a country
...tion of trade and industry. With the growth of commercial banking in the 19th and 20th centuries, there is vast expansion in trade and industry. The use of bank draft, cheque, bill of exchange credit cards etc has revolutionized both national and international trade.(4) Development of agriculture. The commercial banks, particularly in developing countries, are now providing credit for the developm.... Read
Sources of bank funds
...SOURCES OF BANK FUNDSA bank is a business firm. Its main aim is to earn profit. In order to achieve this objective it provides services to the customers. It offers a variety of interest bearing obligations to the public. These obligations are the sources of funds for the bank and are shown on the liability side of the balance sheet of a commercial bank. The main sources which supply funds to a ban.... Read
Importance of money market
...IMPORTANCE OF MONEY MARKETIf the money market is well developed and broad based in a country, it greatly helps in the economic development of a country. The central bank can use its monetary policy effectively and can bring desired changes in the economy for the industrial and commercial progress in the country. The importance of money market is given, in brief, as under:(i) Financing Industry: A .... Read
Laptops on finance no deposit for bad creditors
...g songs, large storage capacity for storing multiple files and folders etc. that facilitate the users. Portable size of the laptop gives great advantages to the users. They can easily and comfortably carry laptops from one place to another. Laptops with internet provide fabulous facility to the bad credit businessmen and professionals because any part of the world they can start their business and.... Read
Factors affecting working capital
...The working capital requirements of a business depends upon a number of ‘factors which in brief are as under:-(1) Nature of the business. The working capital requirements of an enterprise basically depends upon the nature of its business and operating cycle of the business. A trading concern, for instance, requires large amount of working capital for investment in stocks, receivables and cash et.... Read
Payday loans new zealand option for emergency finance
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Payday loans New Zealand are a kind of instant cash which the lenders pay against the borrower's paycheck of the next month. It is clear from the phrase 'Payday loans New Zealand' that this kind of loans are for the citizens of New Zealand only. People of New Zealand, like their counterparts all over the world, have been affected by the global recession. This is one of the reasons for which t.... Read
Govt plans low rates home loans for paramilitary personnel
...efence Salary Package (DSP) for the Indian Army whereby it aims to open close to 12 lakh accounts of Army personnel under the scheme.
The DSP offers free drafts, cheque books, fund transfers and ATM cards to the soldiers of Indian Army to any of SBI Group’s over 15,000 branches.
The scheme also offers home, auto and personal loans to Army personnel at 25 basis points lower than the floor rate..... Read
The phases of business cycle
...What is business cycle?A business cycle ‘is a short term picture of the behavior of real output in a private enterprise economy Business cycle refers to upturn and downturn in the level of economic activity that extends over a period of time’. The business fluctuations occur in aggregate variable such as national income, employment and price level. The variables nearly move at the same time an.... Read
Iva debt legal agreement between lender and borrower
...IVA or Individual Voluntary Arrangement is a legal agreement between two parties i.e. a lender and a borrower. The procedure is carried by the arrangement supervised by a licensed Insolvency Practitioner. The main purpose behind this agreement is to enable individual, sole trader or Partner to get a compromise with lenders to avoid the worst consequences of bankruptcy. With this arrangement, a bor.... Read
Lending institutions
...eceivables. However, the factor company offers a greater facility to business firms. Sales Finance Companies (Lending Institutions)Many businesses sell durable consumer goods like refrigerators, TVs, cars, and the like on installments. In such transactions, an agreement between the buyer and seller is drawn. Sales finance companies deal in buying these contracts.Consumer Finance CompanyThey make s.... Read
Functions of state bank of pakistan
...The functions of State Bank of Pakistan are governed by the State Bank of Pakistan Act, 1956. In order to discharge its duties efficiently and successfully some of the functions which involved public dealing have been transferred to State Bank of Pakistan Banking Services Corporation from Jan., 2, 2002. The State Bank of Pakistan will continue performing its four basic functions (i) Framing and op.... Read
Role of commercial banks in the economic development of pakistan
...Banks play an important role in the economic development of a country. It the banking system is unorganized and inefficient, it creates maladjustments and impediments in the process of development. In Pakistan, the banking system is very well organized. The State Bank of Pakistan established on July 1, 1948 stands at the apex and is responsible for the operation of the banking system in Pakistan. .... Read
Do first time car buyer gets loan at low interest rates
...Driving one’s own car is really amazing but to fulfill this dream one has to either give cash payments or should choose car financing. But for students either of the choice are dreadful dream. But if a person thinks about some questions before availing the loans than the chances of getting approval increases. Some basic things which should be consider are, should one purchase a new car.... Read
Monetary policy in algeria
...ng permit to Deposit Money Banks and also regulates the operation of the banking system.
Prudential Guidelines: The Central Bank may in writing require the Deposit Money Banks to exercise particular care in their operations in order that specified outcomes are realized.
Exchange Rate: The balance of payments can be in deficit or in surplus and each of these affect the monetary base, and hence th.... Read
Air force special services launched by sbi
... Air Force formations.
The package also includes unique lifetime account number even after retirement, zero balance account, free mobile banking, preferential allotment to lockers, and cheaper home, car and personal loans among others.
"Our business correspondents appointed in un-banked rural areas will also be available for basic banking requirement of the Air Force and their families," SBI sai.... Read
Balance of payments theory of exchange rate
...BALANCE OF PAYMENTS THEORY OF EXCHANGE RATE ORMODERN THEORY OF EXCHANGE RATEThe balance of payments theory of exchange rate is also named as ‘General equilibrium theory of exchange rate. According to this theory, the exchange rate of the currency of a country depends upon the demand for and supply of foreign exchange. If the demand foreign exchange is higher than its supply, the price of foreign.... Read
